Free debt advice
There are a number of ways to get help and support. Please refer to the organisation's website for any relevant call charge information.
Citizens Advice Bureau:
Citizens Advice Bureau offers free, independent, confidential and impartial advice to everyone on their rights and responsibilities.
England: 03444 111 444
Wales: 03444 77 20 20
StepChange Debt Charity is the UK's largest provider of genuinely free independent debt advice and managed solutions, helping almost 600,000 people a year resolve problems, repay debts and rebuild lives.
0800 138 1111
StepChange offers a 60 second debt test which helps determine if you need debt advice.
AdviceUK is the UK's largest support network for free, independent advice centres.
0300 777 0107 or 0300 777 0108
National Debtline provides free, confidential and independent advice via the telephone or email.
0808 808 4000
Money Advice Service
The Money Advice Service offers free and impartial money advice to help you manage your money better.
0300 500 5000
Christians Against Poverty
Christians Against Poverty will give you a listening ear in the privacy of your own home and provide a real solution to your debts.
Since they started helping people out of debt in 1996, they've helped thousands in similar situations through their professional service offered by 293 CAP Debt Centres.